Home Buying Guides
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Hard money loans - Is it a good option for refinancing? |
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Foreclosure
When a homeowner defaults on their mortgage, the lender can often obtain a termination of the mortgagor's equitable right of redemption - in other words, the lender can sell the property without the homeowner being able to reclaim it at a later date. The property is then often sold at less-than-Market Value. |
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The Benefits of Home Ownership Over Renting
You woke up one day and decided to stop procrastinating and actually purchase a home - one of the biggest, most important investments of your life. Congrats! That's a heady decision! There's a dizzying array of choices in front of you -- Which neighborhood? Which agent? Which lawyer? -- But one of the most significant decisions is whether to rent or buy. |
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Closing the Deal
You did all your homework, and aligned with all the right professionals. You found the home of your dreams, made an offer and sweated out the back and forth negotiations. And now, finally - finally! - your offer has been accepted. Congrats! But through your jubilation, keep in mind there are still potential pitfalls related to the closing process. |
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Applying for a Mortgage
As exciting as the home buying process can be -- beautiful homes to view, neighborhoods to explore, and possibilities to consider ? it's the not-so glamorous work that turns those dreams into a reality. It may take a lot of time, phone calls, and Internet research, but matching up with the right lender can save you thousands compared to signing an ill-advised agreement. Whether you're approaching lenders yourself, or utilizing a mortgage broker, keep the following in mind. |
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