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Bay Area Home Mortgage Articles

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Displaying 11 - 20 of 24
Common Mortgage Terms Explained Common Mortgage Terms Explained

By Elizabeth R. Elstien

When you take the leap and apply for a mortgage, you will come across many terms that are important to know and understand. We provide a primer on some of the terminology you can expect to see during the process.

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Mortgage History: Loans And Foreclosures Mortgage History: Loans And Foreclosures

By Elizabeth R. Elstien

Did you know that it was insurance companies that dared to initiate the mortgage system that today helps many Americans buy their own home? Understand the history of mortgages and find out how to keep your home out of foreclosure.

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Housing and Apartment Listings: Decoding the Lingo Housing and Apartment Listings: Decoding the Lingo

Listings for apartments or houses can be daunting: they often seem like nothing but short descriptions packed with strange abbreviations and cryptic phrases. If you're new at the game of homebuying or apartment renting, then you may not be familiar with the catchphrases and "codes" that people commonly use when advertising their homes. Here are some resources to help you out!

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Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners

By Renee Smith

Harbour Equity Partners is a private equity fund. Our resources in investment banking and private banking make it possible for us to offer loans to high net worth borrowers. Harbour Equity Partners has seen the opportunity to help borrowers that do not conform with traditional lending options. Utilizing our private banking resources, Harbour Equity Partners will structure finance options that meet a borrower's end goal.

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Hard money loans - Is it a good option for refinancing? Hard money loans - Is it a good option for refinancing?

If you are finding it difficult to pay your mortgage then it is time that you refinance your mortgage loans.

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National Home Values - Going Beyond The Media National Home Values - Going Beyond The Media

By Shashank Shekhar

The California real estate still faces many challenges: High unemployment, foreclosures and other distress sales are keeping negative pressure on prices. This of course is good news if you are looking to buy as low rates and lower prices have brought affordability to record levels.

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Private Mortgage Insurance Private Mortgage Insurance

By Beth Drucker

If you're buying a home that's expensive enough that you need to take out loans to pay for more than 80% of the cost, your lender might require that you buy Private Mortgage Insurance (PMI). Once you buy the insurance, your lender will not have to worry about you defaulting on your loan, and will therefore allow you to buy the property ? sometimes with as little as 3 or 5% down payment.

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Home Equity Loan vs Refinance Home Equity Loan vs Refinance

By Conrad Bastable

Many families consider taking out a home equity loan when looking for an additional infusion of cash ? whether it be for a new kitchen, a college education, or medical payments.

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Truth in Lending Act (TILA) Truth in Lending Act (TILA)

By Derren Peters

The Truth in Lending Act (TILA) was passed by Congress in 1968. It created a uniform system for calculating the terms of a consumer loan, and how that loan is explained to the public, making it easier for consumers to compare loans.

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Rebuilding Your Credit After Foreclosure Rebuilding Your Credit After Foreclosure

By Derren Peters

The American Dream of owning a home can become a nightmare when foreclosure occurs. There are no quick fixes, but there are steps you can take to rebuild your credit in the aftermath.

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Displaying 11 - 20 of 24

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